Roca Patrimorio analyzes your liquidity 24 hours a day, manages market risk in real time and proposes decisions based on verifiable data, not intuition.
Optimize my treasuryEach month that surplus cash remains without active management, it loses purchasing power in the face of inflation. It is not a loss that appears visibly on a bank statement, but it is real and cumulative.
Many small and medium-sized business owners are aware of this problem, but lack the time or institutional tools to address it without taking on disproportionate risks. The usual result is prolonged inaction: capital parked in underperforming accounts while decisions that would require constant analysis are postponed.
Roca Patrimorio was designed to close that gap, bringing to SMEs the same analytical rigor that until now was exclusive to large corporate treasuries.
The system combines statistical analysis, continuous surveillance and generation of recommendations adjusted to the profile of each treasury.
The models process historical series and macroeconomic variables to estimate the probability of different market scenarios, without promising certainties that no system can offer.
The engine continuously monitors your capital exposure and flags deviations from the risk limits defined by you, allowing you to act before a position deteriorates.
Suggestions automatically adjust to the volume of available liquidity, so that a growing treasury receives proposals consistent with its new scale, without the need to reconfigure the system.
Your existing accounts and positions are connected using standard banking protocols, so the system works on your actual financial situation, not generic estimates.
Statistical models identify correlations between the historical behavior of your liquidity and market conditions, detecting patterns that escape manual review.
The system translates the analysis into concrete options, ordered by risk level and time horizon, ready for final review.
An important clarification on the role of AI: the system supports the decision of the capital owner; does not replace it. Any recommendation requires your explicit approval before being executed, and access to data is strictly limited to the analysis purposes defined in the service contract.
When market indicators show a sustained increase in volatility, the risk engine automatically reduces the recommended exposure and prioritizes instruments with lower variability, informing the owner of the reasons for the adjustment before applying it.
When the data indicates a favorable window with high statistical probability, the system presents the opportunity along with its estimated time horizon and associated risk, leaving the final decision to act or wait in the hands of the capital owner.
Roca Patrimorio was born from the realization that professional risk management should no longer be an exclusive privilege of large corporations. We combine predictive statistical models with continuous supervision rules so that the owner of each business retains control, but with institutional quality information.
We offer no guarantees of profitability or promises of fixed results: we offer a transparent analytical framework that reduces uncertainty in each decision about your assets.
The information is transmitted and stored encrypted, and operational access is restricted to personnel strictly necessary for the maintenance of the service. Roca Patrimorio does not sell or share customer data with third parties for commercial purposes.
Yes. The connection is made through industry-standard open banking protocols, which allows existing positions to be synchronized without the need to migrate entities or open additional accounts.
The analytical core is based on predictive statistical models trained on financial series and macroeconomic indicators, not on general-purpose language models (LLM). LLMs are used only to write the explanatory summaries that accompany each recommendation, never to calculate risk.
Yes. No action is automatically executed on your capital. Each recommendation is presented with its justification and awaits your explicit approval.
Implement predictive intelligence into your financial structure today, keeping the final decision always in your hands.